Whilst it may shock some people to see that even a highly educated economist working in an establishment that is the peak of Britain's financial services sector, this doesn't surprise me as we see it every day when talking to people about their pensions, retirement planning and wider financial wellbeing.
We deliver financial education to thousands of people year on year and a good part of what we do is to de-mystify pensions and retirement planning for everyone in the workplace, from those with little financial awareness to financially savvy investors.
For us taking something complex and making it easy to understand, engaging people with the knowledge and confidence to make decisions and inspiring them to take control and act to improve their financial wellbeing is what we do every day, in organisations across the UK.
We see the power of de-mystifying pensions and other workplace benefits. We see the fog lift and the empowerment that our financial education brings.
Top BofE Economist: Pensions Too Complicated The Bank of England's Andrew Haldane says he cannot make "the remotest sense of pensions" and many experts "have no clue either".