One of my resolutions for this year is to make every penny count and I know many will be looking to do the same. If you are looking to contact a financial adviser to give your finances a spring clean, here are some great topics to talk about:
Buy to Let – The Chancellor’s decision to increase stamp duty on Buy to Let and second homes by 3% may worry many landlords. However, your adviser could still help you receive a tax efficient return. Remember, tax rules are subject to change and any tax benefits depend on your individual circumstances.
Market Volatility – The slowdown about China is everywhere in the news, leaving many concerned. Yet, this doesn’t mean that there aren’t still options available which can improve the returns on your money.
Auto-enrolment – This new government initiative is helping people save more for later life. Find out what it means for you or your business.
Financial advice markets review (FAMR) – This review was conducted to explore how financial advice could work better. Younger people may still require advice and financial advisers can help people of all ages.
Specialist knowledge – Many advisers offer specialist advice and have specific product knowledge. If you have complex circumstances or a specific need, don’t forget to ask.
Clapton Consultants, a chartered accountancy practice supporting small IFAs, gives its view of the top five challenges facing the sector in 2016.