One of the more welcome outcomes of the pension reforms is just how much more this has raised awareness with younger workers of and interest in savings, pensions and planning for retirement.

Financial education targeted at new joiners to introduce them to the workplace benefits, to review debt management and how to create room for savings is beneficial for individuals as well as the organisation. This can set up good financial planning habits for staff, improve their financial wellbeing and by demonstrating  the value of the organisation's benefits and culture, this can increase engagement and retention - therefore benefiting the employer.