It’s very rare that people have a job for life, so it’s no surprise that people forget about the different pensions they have accumulated over the years. With life expectancy increasing and the need to provide an income for many years in retirement, it’s wise to give your accumulated pensions some CPR!

Cost – what are the costs and charges you are incurring from your pensions and how competitive are they?

Performance – how have your pensions performed and are you on track to build a pot big enough to support your retirement years?

Risk – are you taking too little or too much investment risk with your savings?