The introduction of auto-enrolment, pension reforms and changes to the state pension are all part of a bigger plan to help people to take more responsibility for providing for their financial security in retirement.

Employers across the UK go to great lengths to arrange often fantastic benefits for their staff, including a workplace pension and valuable employer contributions. For them the Holy Grail is that all employees make the best use of this benefit leading to higher levels of engagement, improved long term financial wellbeing and the aquisition and retention of the best people. This survey, and others, points to the fact that more people are now waking up to their pension, saving more and realising how beneficial pensions are in providing for financial security in retirement.