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Individuals need to look before leaping and shop around

This is a great opportunity for those stuck with an annuity that does not meet their income needs.

Despite the recent pension freedoms,...

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DB closures mean more members will need advice

With more DB schemes closing, more members will need to review their pension and retirement plans.

It is also likely that with the recent...

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Challenging relationships

I have taken great interest in this independent report from Scorpio Partnership. Every year, we survey our clients through an independent...

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Working longer should be a choice not a necessity

Whilst there are huge benefits for employers in having long standing and experienced workers, for individuals, working longer should be a...

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Pension in the future

At this moment in time, a pension still forms the most significant part of funding lifestyle in retirement for the majority of people. 

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Demand for financial education increases

Our research of UK wide employers shows that 76% think that financial education should be rolled out to all staff.

This research shows...

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Don't forget why a pension exists

The use of a pension to fund a business start-up is an interesting by product of the pension freedoms. However, I would hope that anyone...

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Can a property ever really replace a pension?

Buy-to-let investors have been hit hard by this Autumn Statement - but is it enough to tempt them back to pensions?The competition...…

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Get smarter with easy access savings

Apathy is a key reason why many people don't move their savings accounts to try to get better interest rates.

The basics of good financial...

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Pension freedoms affect DB pension members too

Although the recent pension freedoms introduced in April 2015 are targeted at defined contribution members, they are also causing more...

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Supporting those affected by LTA/ AA reductions

Companies are approaching this with different strategies with some providing cash as an alternative benefit and others providing share...

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Childish investments

This is an article that I can really relate to. As a parent, I want to invest in my children’s future and we are fortunate enough in this...

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Autumn Statement - staying the course.

George Osborne's Autumn Statement on Wednesday was not the most drastic on record, but still saw winners and losers from the effects it...

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